As seen in

School transport operator: who writes it?

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389 UK insurers, MGAs and Lloyd's markets mapped390+ trade appetites100% independent, no paid ranking
FCA-regulated firm (FRN 1035997)
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125 markets matched

For: School transport operator

Underwriter briefReady

What underwriters will focus on

School transport operator with motor fleet and passenger liability exposures, plus EL/PL needs. Underwriters will focus on vehicle types and seating, operating licences, driver vetting, claims history and responsibility for supervising children during boarding and alighting.

Where to start

  1. ERSSpecialist motor market worth approaching for school buses, coaches and minibuses, particularly where passenger transport expertise matters.
  2. QBEBus and coach expertise makes this a strong enquiry for passenger transport fleets, with potential for accompanying EL/PL.
  3. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
ERSLloyd'sStrong fit★ Specialist appetite
Risk carried byi

Lloyd's Syndicate 218 (Starr Syndicate Management Limited) Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Own portal: ERS eTrade, Plug into ERS (PIERS) API, Acturis, Applied, OpenGI, CDL, SSP Source

Appetite
Specialist motor market worth approaching for school buses, coaches and minibuses, particularly where passenger transport expertise matters.
Check
Check school contract use, seating limits, wheelchair adaptations and any non-school private hire.

FleetMotor trade

Broker site

Placed with them? Say how it went.
QBEInsurerStrong fit★ Specialist appetite
Risk carried byi

QBE UK Limited; QBE Underwriting Limited Source

How to trade

Quote online (own portal) · Own portal: FastFlow Source

Appetite
Bus and coach expertise makes this a strong enquiry for passenger transport fleets, with potential for accompanying EL/PL.
Check
Check minimum fleet size, school-only operations and the motor/PL boundary for boarding, alighting and supervision.

ELPLCARFleetPID&OPropertyProducts

Broker site

Placed with them? Say how it went.
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
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As seen inFCA-regulated firm (FRN 1035997)

Market Index

See all 389 markets

UK markets that write school transport operator risks

We found 125 UK markets that write school transport operator risks: 33 insurers, 89 MGAs and 3 Lloyd's markets. Commonly listed: ERS, QBE.

Top 10 markets for school transport operator risks

  1. ERS (Lloyd's)
  2. QBE (Insurer)
  3. Pen Underwriting (MGA)
  4. RSA (Insurer)
  5. Protector Insurance (Insurer)
  6. HDI Global (Insurer)
  7. If P&C Insurance (Insurer)
  8. Avid Insurance (MGA)
  9. Amet Insurance Solutions (MGA)
  10. Generali Global Corporate & Commercial (Insurer)

Placing notes

Local authority contracts, passenger numbers, vehicle types, passenger assistants, driver DBS checks and licensing are all examined. Transporting children with special educational needs adds abuse and injury exposure.

Also known as

home to school transport, school bus operator, SEN transport, school minibus contractor

For insurers and MGAs

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