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Reading the risk
For: Directors' and officers'
We couldn't tell the trade from that, so these are the broad commercial markets. Add the trade and the class of cover for a sharper list.
What underwriters will focus on
D&O cover, with no company profile supplied, so these are provisional approaches. Underwriters will focus on financial health, sector, ownership/listing status, US exposure and any known claims or circumstances.
Where to start
Lloyd's syndicates and other insurers (not named) Source
Liberty; Zurich; AXA XL; AIG; Chubb (varies by product) Source
Submit to underwriter Source
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We found 71 UK markets that write directors' and officers' (D&O) cover: 28 insurers, 32 MGAs and 11 Lloyd's markets. Commonly listed: Devonshire UW, DUAL.
Financial strength sits at the centre of D&O, so recent accounts, net assets, borrowing and any going concern doubts are read first. Investors, regulators, employment practices and any US exposure then shape the terms.
D&O, management liability, directors' liability, directors and officers liability
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