As seen in

Contract works: who writes it?

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FCA-regulated firm (FRN 1035997)
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37 markets matched

For: Contract works

Underwriter briefReady

What underwriters will focus on

Contract works/CAR cover, with the scope still unspecified. Underwriters will focus on the trade, maximum contract value and duration, annual versus single-project cover, and any existing structures or basement works.

Where to start

  1. Original UnderwritingConstruction-focused option with CAR, plant and liability classes, worth approaching for contractors needing linked covers.
  2. Artes SpecialtySpecialist construction and engineering option combining CAR with plant and liability classes.
  3. Specialist market lockedAppetite fit and referral checks locked
  4. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
Original UnderwritingMGA★ Specialist appetitePossible
Appetite
Construction-focused option with CAR, plant and liability classes, worth approaching for contractors needing linked covers.
Check
Check trade eligibility, maximum contract values, groundworks restrictions and existing structures cover.
Risk carried byi

QBE (UK entity not specified) Source

How to trade

Submit to underwriter Source

CARPlantELPL

Broker site

Artes SpecialtyMGA★ Specialist appetitePossible
Appetite
Specialist construction and engineering option combining CAR with plant and liability classes.
Check
Check project types, limits, defective design exclusions and testing requirements.

CARPlantEngineeringELPL

Broker site

Market lockedInsurer
Classes and referral notes after unlock
Possible
Market lockedMGA
Classes and referral notes after unlock
Possible
Market lockedInsurer
Classes and referral notes after unlock
Possible
Market lockedInsurer
Classes and referral notes after unlock
Possible
Market lockedInsurer
Classes and referral notes after unlock
Possible
+30 more markets locked
35 more markets + remaining specialist brief picks

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As seen inFCA-regulated (FRN 1035997)Zero client contact

UK markets that write contract works

We found 37 UK markets that write contract works: 20 insurers, 14 MGAs and 3 Lloyd's markets. Commonly listed: Original Underwriting, Artes Specialty.

Placing notes

Contract value, duration and type of work set the basis, and joint names requirements under JCT contracts are a common sticking point. Existing structures, demolition, basements, timber frame and site fire safety all affect appetite.

Also known as

contractors all risks, CAR, construction all risks, works insurance

What underwriters ask

See all covers

For insurers and MGAs

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