As seen in

Public liability: who writes it?

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389 UK insurers, MGAs and Lloyd's markets mapped390+ trade appetites100% independent, no paid ranking
FCA-regulated firm (FRN 1035997)
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189 markets matched

For: Public liability

Trade guide: Pub

Underwriter briefReady

What underwriters will focus on

Public liability enquiry only; the trade and activities are unspecified, so these are provisional options rather than confirmed fits. Underwriters will need turnover, claims history, indemnity limit and details of any hazardous work or overseas exposure.

Where to start

  1. Q UnderwritingMGA listing PL and EL; a provisional liability route, with CAR also listed if contracting exposures emerge.
  2. Geo UnderwritingMGA listing PL alongside EL and CAR; worth considering once the business activities are established.
  3. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
Q UnderwritingMGAPossible★ Specialist appetite
Risk carried byi

Aviva; AXA; Markel; Zurich (varies by product) Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Qtrade, Acturis Source

Appetite
MGA listing PL and EL; a provisional liability route, with CAR also listed if contracting exposures emerge.
Check
Check trade eligibility, standalone PL availability and any height, depth or heat restrictions.

ELPLCARProperty

Broker site

Placed with them? Say how it went.
Geo UnderwritingMGAPossible★ Specialist appetite
Risk carried byi

AXA Insurance UK; Allianz; Intact; Tokio Marine HCC (varies by product) Source

How to trade

Quote online via software house, Quote online (own portal), Submit to underwriter · Acturis, Bravo, Geo portal (marine) Source

Appetite
MGA listing PL alongside EL and CAR; worth considering once the business activities are established.
Check
Check the relevant scheme, hazardous activities, territorial limits and required indemnity limit.

PropertyELPLCARFleetBI

Broker site

Placed with them? Say how it went.
Market lockedMGA
Classes and referral notes after unlock
Possible
Market lockedInsurer
Classes and referral notes after unlock
Possible
Market lockedInsurer
Classes and referral notes after unlock
Possible
Market lockedInsurer
Classes and referral notes after unlock
Possible
Market lockedInsurer
Classes and referral notes after unlock
Possible
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187 more markets + remaining specialist brief picks

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As seen inFCA-regulated firm (FRN 1035997)

Market Index

See all 389 markets

UK markets that write public liability

We found 189 UK markets that write public liability: 53 insurers, 130 MGAs and 6 Lloyd's markets. Commonly listed: Q Underwriting, Geo Underwriting.

Placing notes

Turnover by activity, work done away from your own premises and any heat, height or depth exposure drive public liability terms. Contract demands, such as a £5m or £10m limit or an indemnity to principal clause, often decide the market.

Also known as

PL, third party liability, general liability, public and products liability

What underwriters ask

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For insurers and MGAs

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