- Appetite
- Closest sector match for app-based food delivery and flexible motor cover.
- Check
- Check vehicle type, single-rider eligibility, delivery platforms and whether cover is standalone or top-up.
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Reading the risk
For: Food delivery rider
We couldn't tell the trade from that, so these are the broad commercial markets. Add the trade and the class of cover for a sharper list.
What underwriters will focus on
Food delivery rider: confirm whether using a bicycle, e-bike or motorcycle, and whether cover is for one rider or a fleet. For motorised delivery, the key issue is explicit food-delivery hire-and-reward cover; check vehicle eligibility and compatibility with any underlying motor policy.
Where to start
Zurich Insurance Company Ltd Source
Quote online (own portal), Quote online via software house, Submit to underwriter · KGM Broker Portal Source
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We found 125 UK markets that write food delivery rider risks: 33 insurers, 89 MGAs and 3 Lloyd's markets. Commonly listed: Zego, KGM.
Delivering food for payment falls outside social, domestic and commuting cover. Underwriters look at whether a moped, motorbike or car is used, rider age and licence history, and whether cover is needed hourly or annually.
takeaway delivery driver, Deliveroo rider, Uber Eats courier, hot food courier
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