As seen in

E-scooter hire operator: who writes it?

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125 markets matched

For: E-scooter hire operator

Underwriter briefReady

What underwriters will focus on

E-scooter hire needs a clear split between motor liability and operational EL/PL, with theft and battery charging exposures also considered. Underwriters will focus on lawful use: authorised public-road trial or genuinely private land, plus rider controls and maintenance.

Where to start

  1. ZegoSpecialist fleet option to approach for the hired scooter motor exposure.
  2. ERSSpecialist motor market worth approaching for a bespoke fleet referral rather than standard vehicle assumptions.
  3. Specialist market lockedAppetite fit and referral checks locked
  4. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
ZegoInsurer★ Specialist appetiteStrong fit
Appetite
Specialist fleet option to approach for the hired scooter motor exposure.
Check
Check e-scooter hire eligibility, permitted operating areas and compulsory motor liability requirements.

Fleet

Broker site

ERSLloyd's★ Specialist appetiteStrong fit
Appetite
Specialist motor market worth approaching for a bespoke fleet referral rather than standard vehicle assumptions.
Check
Check acceptance of rental e-scooters, rider restrictions and public-road trial requirements.
Risk carried byi

Lloyd's Syndicate 218 (Starr Syndicate Management Limited) Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Own portal: ERS eTrade, Plug into ERS (PIERS) API, Acturis, Applied, OpenGI, CDL, SSP Source

FleetMotor trade

Broker site

Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
+118 more markets locked
123 more markets + remaining specialist brief picks

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As seen inFCA-regulated (FRN 1035997)Zero client contact

UK markets that write e-scooter hire operator risks

We found 125 UK markets that write e-scooter hire operator risks: 33 insurers, 89 MGAs and 3 Lloyd's markets. Commonly listed: Zego, ERS.

Placing notes

Hire schemes run within government backed local trials, so rider third party liability, user verification and fleet size come first. Battery charging and storage at depots is a major fire concern.

Also known as

micromobility operator, dockless scooter scheme, rental e-scooter trial operator, scooter share

For insurers and MGAs

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