- Appetite
- MGA route offering the core shop covers; worth approaching for a referred vape retail package.
- Check
- Check vape acceptance, products liability, battery storage conditions and any e-liquid exclusions.
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Reading the risk
For: Vape shop
We couldn't tell the trade from that, so these are the broad commercial markets. Add the trade and the class of cover for a sharper list.
What underwriters will focus on
Vape retailer needing property, business interruption and liability cover, including products liability. These are provisional approaches: underwriters will focus on battery fire controls, product compliance and whether stock is imported, own-labelled or mixed on site.
Where to start
Quote online (own portal), Quote online via software house, Submit to underwriter · Own portal: Gresham Online, PolicyFast, Acturis Source
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We found 108 UK markets that write vape shop risks: 23 insurers, 85 MGAs and 0 Lloyd's markets. Commonly listed: Geo Underwriting, Jensten Underwriting.
Battery fires and liability for imported or own brand e-liquids are the main worries. Stock sourcing, MHRA notification of products, battery storage and charging, and any CBD sales will be asked about.
e-cigarette shop, vape store, e-liquid retailer, vaping shop
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