As seen in

Garden centre: who writes it?

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389 UK insurers, MGAs and Lloyd's markets mapped390+ trade appetites100% independent, no paid ranking
FCA-regulated firm (FRN 1035997)
Insurers, MGAs and Lloyd's: every market, one search

108 markets matched

For: Garden centre

Underwriter briefReady

What underwriters will focus on

Garden centre requiring property, business interruption, employers’ and public/products liability cover. Underwriters will focus on glasshouses, outdoor stock and seasonal peaks, plus any café, LPG storage or delivery operations.

Where to start

  1. RSAFirst approach for a garden centre package, combining property, BI and liability covers, with fleet available if required.
  2. AvivaStrong composite option for retail premises needing property, BI, employers’ liability and public/products liability together.
  3. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
RSAInsurer★ Specialist appetiteStrong fit
Appetite
First approach for a garden centre package, combining property, BI and liability covers, with fleet available if required.
Check
Check garden centre appetite, glasshouse storm cover, outdoor stock restrictions and seasonal stock increases.
Risk carried byi

Intact Insurance UK Limited Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Own portal: RSA Online Source

ELPLPropertyBIFleet

Broker site

AvivaInsurer★ Specialist appetiteStrong fit
Appetite
Strong composite option for retail premises needing property, BI, employers’ liability and public/products liability together.
Check
Check acceptance of any café, LPG sales, concessions and delivery activities; confirm live plant stock cover.
Risk carried byi

Aviva Insurance Limited Source

How to trade

Quote online (own portal), Quote online via software house · Own portal: Fast Trade (Aviva Connect), Acturis eTrade Source

ELPLPropertyBIFleet

Broker site

Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
+101 more markets locked
106 more markets + remaining specialist brief picks

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As seen inFCA-regulated (FRN 1035997)Zero client contact

UK markets that write garden centre risks

We found 108 UK markets that write garden centre risks: 23 insurers, 85 MGAs and 0 Lloyd's markets. Commonly listed: RSA, Aviva.

Placing notes

Retail, a restaurant, pets, play areas and Christmas grottos often sit under one roof, so turnover split matters. Glasshouse construction, storm damage, visitor numbers and stored chemicals and fuels are all reviewed.

Also known as

plant nursery, garden store, horticultural retailer, nursery and garden centre

For insurers and MGAs

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