As seen in

Florist: who writes it?

Not a broker? This site is for insurance brokers. If you need cover for your business, find a broker through BIBA's Find Insurance service.

Type the risk. See every market that writes it.
Free for UK brokers. No card. No login to search.

Trade first, then the awkward bit. A couple of words works fine. No client names.↵ Enter
389 UK insurers, MGAs and Lloyd's markets mapped180+ trade appetites100% independent, no paid ranking
FCA-regulated firm (FRN 1035997)
Insurers, MGAs and Lloyd's — every market, one search

108 markets matched

For: Florist

Underwriter briefReady

What underwriters will focus on

A florist is principally a retail property, business interruption and liability risk. Underwriters will focus on seasonal stock peaks, perishable flowers and any deliveries or off-site event work; establish whether refrigeration is used.

Where to start

  1. RSAA strong starting point for a retail package combining property, BI, employers’, public and products liability.
  2. Touchstone UnderwritingMGA option with property, BI and both core liability classes, suitable for exploring a combined shop placement.
  3. Specialist market lockedAppetite fit and referral checks locked
  4. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
RSAInsurerStrong fit★ Specialist appetite
Risk carried byi

Intact Insurance UK Limited Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Own portal: RSA Online Source

Appetite
A strong starting point for a retail package combining property, BI, employers’, public and products liability.
Check
Check florist acceptance, seasonal stock increases, deterioration exclusions and delivery cover.

ELPLPropertyBIFleetMarineProductsCAR

Broker site

Placed with them? Say how it went.
Touchstone UnderwritingMGAStrong fit★ Specialist appetite
Risk carried byi

Aviva; AXA XL; Munich Re (Lloyd's Syndicate 457); Convex (varies by product) Source

How to trade

Quote online (own portal), Submit to underwriter · Touchstone Broker Portal Source

Appetite
MGA option with property, BI and both core liability classes, suitable for exploring a combined shop placement.
Check
Check retail scheme eligibility, products liability and cover for arranging flowers at venues.

PropertyELPLBI

Broker site

Placed with them? Say how it went.
Market lockedMGA
Classes and referral notes after unlock
Likely fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
+101 more markets locked
106 more markets + remaining specialist brief picks

See all 108 markets Free

Your name and work email. The full list and the referral notes appear on screen and stay yours. Nothing else unless you ask.

As seen inFCA-regulated firm (FRN 1035997)

Broker-only tool. We never contact your clients, give insurance advice or write policies. We don't share your email with listed markets or sell your data.

No credit card, no subscription, free forever. Brokers only: work email, not Gmail or Hotmail. How we use your details.

Market Index

See all 389 markets

For insurers and MGAs

Claim your page Coming soon

Keep your appetite accurate. Add your logo. See how brokers rate you. Leave an email and you'll be first to hear.

UK markets that write florist risks

We found 108 UK markets that write florist risks: 23 insurers, 85 MGAs and 0 Lloyd's markets. Commonly listed: RSA, Touchstone Underwriting.

Top 10 markets for florist risks

  1. RSA (Insurer)
  2. Touchstone Underwriting (MGA)
  3. Jensten Underwriting (MGA)
  4. Covéa Insurance (Insurer)
  5. China Taiping Insurance (UK) (Insurer)
  6. NPA Insurance (Insurer)
  7. CannGen (MGA)
  8. The Pharmacy Insurance Agency (MGA)
  9. Aviva (Insurer)
  10. Allianz Commercial (Insurer)

Placing notes

Stock is perishable, so cold room breakdown and loss of stock come up early. Wedding and event work at third-party venues, delivery van use and seasonal peaks such as Valentine's Day are also checked.

Also known as

flower shop, floral designer, wedding florist, flower delivery business