As seen in

Property under renovation: who writes it?

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FCA-regulated firm (FRN 1035997)
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185 markets matched

For: Property under renovation

Underwriter briefReady

What underwriters will focus on

Property undergoing renovation, with occupancy and the extent of works unspecified. Underwriters will focus on structural alterations, security, hot works and how existing structures and contract works are insured.

Where to start

  1. Pen UnderwritingSpecialist MGA with property and CAR capabilities; a useful first approach where existing buildings and renovation works both need cover.
  2. Vasek InsuranceSpecialist property MGA worth approaching for the building cover, particularly if renovation involves a period of unoccupancy.
  3. Specialist market lockedAppetite fit and referral checks locked
  4. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
Pen UnderwritingMGAStrong fit★ Specialist appetite
Risk carried byi

QBE; Endurance Worldwide Insurance; Hadron UK Insurance; Tokio Marine Kiln (varies by product) Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Pen Central, Acturis, Open GI Source

Appetite
Specialist MGA with property and CAR capabilities; a useful first approach where existing buildings and renovation works both need cover.
Check
Check structural works appetite, occupancy restrictions and whether existing structures and contract works can be covered together.

ELPLCARFleetMotor tradePropertyBI

Broker site

Placed with them? Say how it went.
Vasek InsuranceMGAStrong fit★ Specialist appetite
Appetite
Specialist property MGA worth approaching for the building cover, particularly if renovation involves a period of unoccupancy.
Check
Check permitted works, unoccupancy conditions, inspection requirements and whether separate contract works insurance is needed.

PropertyBIPL

Broker site

Placed with them? Say how it went.
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
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183 more markets + remaining specialist brief picks

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As seen inFCA-regulated firm (FRN 1035997)

Market Index

See all 389 markets

UK markets that write property under renovation risks

We found 185 UK markets that write property under renovation risks: 47 insurers, 115 MGAs and 23 Lloyd's markets. Commonly listed: Pen Underwriting, Vasek Insurance.

Top 10 markets for property under renovation risks

  1. Pen Underwriting (MGA)
  2. Vasek Insurance (MGA)
  3. Victor Insurance (MGA)
  4. Avid Insurance (MGA)
  5. RSA (Insurer)
  6. Generali Global Corporate & Commercial (Insurer)
  7. Generation Insurance (MGA)
  8. Elitium Specialty (MGA)
  9. QBE (Insurer)
  10. Travelers (Insurer)

Placing notes

Scope, value and duration of works matter, along with whether anyone lives there during the project. Structural alterations, heat work, roof work and contractors without their own liability cover are typical concerns.

Also known as

refurbishment property, property undergoing works, renovation project, house under refurbishment

For insurers and MGAs

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