- Appetite
- Property-focused MGA; a strong first approach for commercial landlord cover, subject to takeaway acceptance.
- Check
- Check cooking methods, extraction cleaning requirements and any frying-related conditions or excesses.
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Reading the risk
For: Commercial property let to a takeaway
We couldn't tell the trade from that, so these are the broad commercial markets. Add the trade and the class of cover for a sharper list.
What underwriters will focus on
Landlord’s commercial property let to a takeaway: buildings, loss of rent and property owners’ liability. Underwriters will focus on frying equipment, extraction cleaning, fire protection and any accommodation above.
Where to start
Quote online (own portal) · Own portal: MX Online Source
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We found 185 UK markets that write commercial property let to a takeaway risks: 47 insurers, 115 MGAs and 23 Lloyd's markets. Commonly listed: Vasek Insurance, Generation Insurance.
Deep fat frying is the main worry, so expect questions on extraction ducting, duct cleaning contracts, suppression systems and any flats above. Construction type and the tenant's exact trade decide appetite.
takeaway landlord, hot food takeaway let, fast food tenant property
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