As seen in

Airbnb host: who writes it?

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185 markets matched

For: Airbnb host

Underwriter briefReady

What underwriters will focus on

Airbnb host needing property and guest liability cover, with loss of letting income considered. Underwriters will focus on whole-home versus room-only letting, host occupancy, guest turnover and gaps between bookings.

Where to start

  1. PiklSpecialist short-term letting and home-sharing proposition makes this the strongest first approach.
  2. Vasek InsuranceHoliday-let property focus makes this a sensible alternative for a dedicated Airbnb property.
  3. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
PiklMGAStrong fit★ Specialist appetite
Appetite
Specialist short-term letting and home-sharing proposition makes this the strongest first approach.
Check
Check full property cover versus top-up protection, guest damage, theft and host liability scope.

PropertyPL

Broker site

Placed with them? Say how it went.
Vasek InsuranceMGAStrong fit★ Specialist appetite
Appetite
Holiday-let property focus makes this a sensible alternative for a dedicated Airbnb property.
Check
Confirm Airbnb bookings, occupancy pattern, guest damage and loss of letting income are acceptable.

PropertyBIPL

Broker site

Placed with them? Say how it went.
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
+178 more markets locked
183 more markets + remaining specialist brief picks

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As seen inFCA-regulated firm (FRN 1035997)

Market Index

See all 389 markets

UK markets that write airbnb host risks

We found 185 UK markets that write airbnb host risks: 47 insurers, 115 MGAs and 23 Lloyd's markets. Commonly listed: Pikl, Vasek Insurance.

Top 10 markets for airbnb host risks

  1. Pikl (MGA)
  2. Vasek Insurance (MGA)
  3. UK General (MGA)
  4. RSA (Insurer)
  5. Generali Global Corporate & Commercial (Insurer)
  6. Pen Underwriting (MGA)
  7. Generation Insurance (MGA)
  8. Elitium Specialty (MGA)
  9. QBE (Insurer)
  10. Travelers (Insurer)

Placing notes

Home policies often exclude paying guests, so cover must reflect short-term letting. Nights let per year, whether the host lives on site, guest vetting and fire safety in the property all come up.

Also known as

short-term let, serviced accommodation, home sharing host

For insurers and MGAs

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