As seen in

Property empty pending sale or probate: who writes it?

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185 markets matched

For: Property empty pending sale or probate

Underwriter briefReady

What underwriters will focus on

Unoccupied property pending sale or probate, needing buildings cover and property owners’ liability. Underwriters will focus on vacancy duration, condition, security and inspections, plus the correct insured name where executors are involved.

Where to start

  1. Vasek InsuranceSpecialist property MGA worth approaching for straightforward unoccupied buildings pending sale or probate.
  2. Pen UnderwritingSpecialist property route worth exploring for unoccupied premises, particularly commercial buildings or less straightforward risks.
  3. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
Vasek InsuranceMGAStrong fit★ Specialist appetite
Appetite
Specialist property MGA worth approaching for straightforward unoccupied buildings pending sale or probate.
Check
Check permitted vacancy duration, inspection frequency, heating or drain-down conditions and available perils.

PropertyBIPL

Broker site

Placed with them? Say how it went.
Pen UnderwritingMGAStrong fit★ Specialist appetite
Risk carried byi

QBE; Endurance Worldwide Insurance; Hadron UK Insurance; Tokio Marine Kiln (varies by product) Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Pen Central, Acturis, Open GI Source

Appetite
Specialist property route worth exploring for unoccupied premises, particularly commercial buildings or less straightforward risks.
Check
Confirm residential or commercial eligibility, security requirements, cover restrictions and minimum premium.

ELPLCARFleetMotor tradePropertyBI

Broker site

Placed with them? Say how it went.
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
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183 more markets + remaining specialist brief picks

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As seen inFCA-regulated firm (FRN 1035997)

Market Index

See all 389 markets

UK markets that write property empty pending sale or probate risks

We found 185 UK markets that write property empty pending sale or probate risks: 47 insurers, 115 MGAs and 23 Lloyd's markets. Commonly listed: Vasek Insurance, Pen Underwriting.

Top 10 markets for property empty pending sale or probate risks

  1. Vasek Insurance (MGA)
  2. Pen Underwriting (MGA)
  3. Glemham Underwriting (MGA)
  4. RSA (Insurer)
  5. Generali Global Corporate & Commercial (Insurer)
  6. Generation Insurance (MGA)
  7. Elitium Specialty (MGA)
  8. QBE (Insurer)
  9. Travelers (Insurer)
  10. Chubb (Insurer)

Placing notes

Executors often find the existing home policy restricts cover once the house sits empty. Expect questions on inspection routines, water systems drained down, contents still inside and the likely timescale to sale.

Also known as

probate property, executor property, deceased estate property, house awaiting sale

For insurers and MGAs

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