As seen in

Private hire driver: who writes it?

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389 UK insurers, MGAs and Lloyd's markets mapped390+ trade appetites100% independent, no paid ranking
FCA-regulated firm (FRN 1035997)
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125 markets matched

For: Private hire driver

Underwriter briefReady

What underwriters will focus on

Private hire driver needing motor cover for hire and reward, including passenger liability. Confirm single-vehicle rather than fleet placement; underwriters will focus on licensing authority, operating area, platform use and claims history.

Where to start

  1. Acorn InsuranceTaxi and private hire specialism makes this a strong starting point for an individual driver.
  2. Freeway UK Insurance ServicesDedicated taxi and private hire focus suits an owner-driver enquiry.
  3. Specialist market lockedAppetite fit and referral checks locked
  4. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
Acorn InsuranceMGAStrong fit★ Specialist appetite
Risk carried byi

Haven Insurance Company Ltd; Lloyd's Syndicate 435 (Faraday); ARAG Legal Expenses Insurance Company Ltd; AA Underwriting Insurance Company Ltd (varies by product) Source

Appetite
Taxi and private hire specialism makes this a strong starting point for an individual driver.
Check
Check single-vehicle availability, licensing authority acceptance, driver experience and claims criteria.

Fleet

Broker site

Placed with them? Say how it went.
Freeway UK Insurance ServicesMGAStrong fit★ Specialist appetite
Risk carried byi

Sabre Insurance Company Limited; SCOR UK; AXA; QBE (varies by product) Source

Appetite
Dedicated taxi and private hire focus suits an owner-driver enquiry.
Check
Check postcode, vehicle eligibility, private hire licence history and any platform restrictions.

Fleet

Broker site

Placed with them? Say how it went.
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedLloyd's
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
+118 more markets locked
123 more markets + remaining specialist brief picks

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As seen inFCA-regulated firm (FRN 1035997)

Market Index

See all 389 markets

UK markets that write private hire driver risks

We found 125 UK markets that write private hire driver risks: 33 insurers, 89 MGAs and 3 Lloyd's markets. Commonly listed: Acorn Insurance, Freeway UK Insurance Services.

Top 10 markets for private hire driver risks

  1. Acorn Insurance (MGA)
  2. Freeway UK Insurance Services (MGA)
  3. Zego (Insurer)
  4. ERS (Lloyd's)
  5. RSA (Insurer)
  6. QBE (Insurer)
  7. Protector Insurance (Insurer)
  8. HDI Global (Insurer)
  9. If P&C Insurance (Insurer)
  10. Pen Underwriting (MGA)

Placing notes

Both driver and vehicle must be licensed by the local council or TfL for private hire use. Licensing area, years licensed, booking platforms used, claims history and any social use are key.

Also known as

PCO driver, minicab driver, Uber driver

For insurers and MGAs

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