As seen in

Non-standard construction property: who writes it?

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185 markets matched

For: Non-standard construction property

Underwriter briefReady

What underwriters will focus on

Non-standard construction property, with suitability dependent on the actual materials, occupancy and sums insured. Underwriters will focus on combustible elements, panel cores, fire protection and potential fire spread.

Where to start

  1. Pen UnderwritingSpecialist MGA route for property and BI; a sensible first referral for construction needing individual underwriting.
  2. Vasek InsuranceProperty-focused MGA worth approaching, particularly if this is a smaller residential or commercial property risk.
  3. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
Pen UnderwritingMGAStrong fit★ Specialist appetite
Risk carried byi

QBE; Endurance Worldwide Insurance; Hadron UK Insurance; Tokio Marine Kiln (varies by product) Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Pen Central, Acturis, Open GI Source

Appetite
Specialist MGA route for property and BI; a sensible first referral for construction needing individual underwriting.
Check
Check acceptance of the precise construction, combustible content, survey requirements and available limits.

ELPLCARFleetMotor tradePropertyBI

Broker site

Placed with them? Say how it went.
Vasek InsuranceMGAStrong fit★ Specialist appetite
Appetite
Property-focused MGA worth approaching, particularly if this is a smaller residential or commercial property risk.
Check
Check occupancy eligibility, permitted wall and roof materials, and any non-standard construction restrictions.

PropertyBIPL

Broker site

Placed with them? Say how it went.
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
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183 more markets + remaining specialist brief picks

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UK markets that write non-standard construction property risks

We found 185 UK markets that write non-standard construction property risks: 47 insurers, 115 MGAs and 23 Lloyd's markets. Commonly listed: Pen Underwriting, Vasek Insurance.

Top 10 markets for non-standard construction property risks

  1. Pen Underwriting (MGA)
  2. Vasek Insurance (MGA)
  3. Generation Insurance (MGA)
  4. RSA (Insurer)
  5. Generali Global Corporate & Commercial (Insurer)
  6. Elitium Specialty (MGA)
  7. QBE (Insurer)
  8. Travelers (Insurer)
  9. Chubb (Insurer)
  10. AIG (Insurer)

Placing notes

Standard property policies often decline anything not built of brick, stone or concrete with a slate or tile roof. Underwriters want exact wall and roof materials, flat roof percentage and any PRC or system-built history.

Also known as

non-standard build, timber frame house, system-built property, prefab home