- Appetite
- Property-focused MGA worth approaching for a listed premises placement, subject to building use and listing grade.
- Check
- Check accepted listing grades, occupancy, construction and cover for conservation-driven reinstatement costs.
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Reading the risk
For: Listed building
We couldn't tell the trade from that, so these are the broad commercial markets. Add the trade and the class of cover for a sharper list.
What underwriters will focus on
Listed-building property risk; listing grade, occupancy and condition are needed to refine placement. Underwriters will focus on specialist reinstatement costs, conservation requirements and potentially lengthy repairs, with BI implications where applicable.
Where to start
QBE; Endurance Worldwide Insurance; Hadron UK Insurance; Tokio Marine Kiln (varies by product) Source
Quote online (own portal), Quote online via software house, Submit to underwriter · Pen Central, Acturis, Open GI Source
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We found 185 UK markets that write listed building risks: 47 insurers, 115 MGAs and 23 Lloyd's markets. Commonly listed: Vasek Insurance, Pen Underwriting.
Reinstatement often needs like-for-like materials and specialist craftspeople, so a professional rebuild valuation is essential. Listing grade, construction type, timber frame or thatch and any planned alterations are routine questions.
Grade II listed property, heritage building, period property, Grade I or II* listed building
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