As seen in

Hand car wash: who writes it?

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389 UK insurers, MGAs and Lloyd's markets mapped390+ trade appetites100% independent, no paid ranking
FCA-regulated firm (FRN 1035997)
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103 markets matched

For: Hand car wash

Underwriter briefReady

What underwriters will focus on

Hand car wash needing EL and PL, with explicit cover for damage to customers’ vehicles while being washed or moved. Underwriters will focus on labour arrangements, slip controls, chemicals and drainage; ordinary PL may exclude damage to vehicles being worked on.

Where to start

  1. Pen UnderwritingSector-specialist MGA with EL, PL, property and motor trade lines; a sensible first enquiry for combined cover.
  2. TradexMotor trade specialist MGA worth approaching for customers’ vehicle exposures, particularly where staff move vehicles.
  3. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
Pen UnderwritingMGAStrong fit★ Specialist appetite
Risk carried byi

QBE; Endurance Worldwide Insurance; Hadron UK Insurance; Tokio Marine Kiln (varies by product) Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Pen Central, Acturis, Open GI Source

Appetite
Sector-specialist MGA with EL, PL, property and motor trade lines; a sensible first enquiry for combined cover.
Check
Check standalone hand car wash acceptance, treatment damage cover and labour arrangements.

ELPLCARFleetMotor tradePropertyBI

Broker site

Placed with them? Say how it went.
TradexMGAStrong fit★ Specialist appetite
Appetite
Motor trade specialist MGA worth approaching for customers’ vehicle exposures, particularly where staff move vehicles.
Check
Check hand car wash eligibility, EL/PL availability and cover while washing or moving customers’ vehicles.

Motor tradeFleet

Broker site

Placed with them? Say how it went.
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
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101 more markets + remaining specialist brief picks

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As seen inFCA-regulated firm (FRN 1035997)

Market Index

See all 389 markets

UK markets that write hand car wash risks

We found 103 UK markets that write hand car wash risks: 21 insurers, 81 MGAs and 1 Lloyd's markets. Commonly listed: Pen Underwriting, Tradex.

Top 10 markets for hand car wash risks

  1. Pen Underwriting (MGA)
  2. Tradex (MGA)
  3. KGM (MGA)
  4. Great Lakes Insurance (Insurer)
  5. Markerstudy (Insurer)
  6. Aioi Nissay Dowa Insurance UK (Insurer)
  7. Zenith (West Bay Insurance) (Insurer)
  8. First Underwriting (MGA)
  9. Pardus Underwriting (MGA)
  10. Prestige Underwriting (MGA)

Placing notes

Damage to customers' vehicles, slips on wet surfaces and moving cars on site are the main exposures. Right to work checks, who drives customer vehicles, premises tenure and water discharge arrangements are commonly queried.

Also known as

car valeting centre, jet wash, car wash and valet, hand car valet

For insurers and MGAs

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