As seen in

Self-drive car hire: who writes it?

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389 UK insurers, MGAs and Lloyd's markets mapped390+ trade appetites100% independent, no paid ranking
FCA-regulated firm (FRN 1035997)
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103 markets matched

For: Self-drive car hire

Underwriter briefReady

What underwriters will focus on

Self-drive car hire needs explicit hire-to-the-public motor cover, not ordinary fleet or motor trade wording. Underwriters will focus on hirer vetting, driver ages, vehicle values, theft controls and claims experience.

Where to start

  1. ERSSpecialist motor market worth approaching first for self-drive hire fleet cover.
  2. TradexSpecialist motor trade and fleet route worth testing for rental operations, particularly alongside other motor activities.
  3. Specialist market lockedAppetite fit and referral checks locked
  4. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
ERSLloyd'sStrong fit★ Specialist appetite
Risk carried byi

Lloyd's Syndicate 218 (Starr Syndicate Management Limited) Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Own portal: ERS eTrade, Plug into ERS (PIERS) API, Acturis, Applied, OpenGI, CDL, SSP Source

Appetite
Specialist motor market worth approaching first for self-drive hire fleet cover.
Check
Check self-drive hire eligibility, minimum fleet size, hirer age limits and theft excesses.

FleetMotor trade

Broker site

Placed with them? Say how it went.
TradexMGAStrong fit★ Specialist appetite
Appetite
Specialist motor trade and fleet route worth testing for rental operations, particularly alongside other motor activities.
Check
Confirm public self-drive hire cover, hirer screening requirements and theft-by-hirer treatment.

Motor tradeFleet

Broker site

Placed with them? Say how it went.
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
+96 more markets locked
101 more markets + remaining specialist brief picks

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As seen inFCA-regulated firm (FRN 1035997)

Market Index

See all 389 markets

UK markets that write self-drive car hire risks

We found 103 UK markets that write self-drive car hire risks: 21 insurers, 81 MGAs and 1 Lloyd's markets. Commonly listed: ERS, Tradex.

Top 10 markets for self-drive car hire risks

  1. ERS (Lloyd's)
  2. Tradex (MGA)
  3. First Underwriting (MGA)
  4. Pen Underwriting (MGA)
  5. Great Lakes Insurance (Insurer)
  6. Markerstudy (Insurer)
  7. Aioi Nissay Dowa Insurance UK (Insurer)
  8. Zenith (West Bay Insurance) (Insurer)
  9. KGM (MGA)
  10. Pardus Underwriting (MGA)

Placing notes

Hirer age and licence vetting, rental durations, vehicle values and key security are the main focus. Telematics, hire agreement terms and controls against theft by deception or fraudulent hirers are also examined.

Also known as

car rental, rent a car, vehicle rental, self-drive hire

For insurers and MGAs

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