As seen in

Classic car dealer: who writes it?

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389 UK insurers, MGAs and Lloyd's markets mapped390+ trade appetites100% independent, no paid ranking
FCA-regulated firm (FRN 1035997)
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103 markets matched

For: Classic car dealer

Underwriter briefReady

What underwriters will focus on

Classic car dealer: potentially high-value stock alongside road risks and premises exposures. Underwriters will focus on valuation basis, maximum vehicle and location values, security and demonstration drives.

Where to start

  1. ERSSpecialist Lloyd’s motor market worth approaching for classic dealer road risks.
  2. Pen UnderwritingSector-specialist MGA with motor trade, property, BI and liability lines; a strong starting point for combined cover.
  3. Specialist market lockedAppetite fit and referral checks locked
  4. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
ERSLloyd'sStrong fit★ Specialist appetite
Risk carried byi

Lloyd's Syndicate 218 (Starr Syndicate Management Limited) Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Own portal: ERS eTrade, Plug into ERS (PIERS) API, Acturis, Applied, OpenGI, CDL, SSP Source

Appetite
Specialist Lloyd’s motor market worth approaching for classic dealer road risks.
Check
Check classic dealer eligibility, vehicle value limits, valuation basis and demonstration driving terms.

FleetMotor trade

Broker site

Placed with them? Say how it went.
Pen UnderwritingMGAStrong fit★ Specialist appetite
Risk carried byi

QBE; Endurance Worldwide Insurance; Hadron UK Insurance; Tokio Marine Kiln (varies by product) Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Pen Central, Acturis, Open GI Source

Appetite
Sector-specialist MGA with motor trade, property, BI and liability lines; a strong starting point for combined cover.
Check
Check classic stock acceptance, premises accumulation limits, security requirements and whether combined cover is available.

ELPLCARFleetMotor tradePropertyBI

Broker site

Placed with them? Say how it went.
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
+96 more markets locked
101 more markets + remaining specialist brief picks

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As seen inFCA-regulated firm (FRN 1035997)

Market Index

See all 389 markets

UK markets that write classic car dealer risks

We found 103 UK markets that write classic car dealer risks: 21 insurers, 81 MGAs and 1 Lloyd's markets. Commonly listed: ERS, Pen Underwriting.

Top 10 markets for classic car dealer risks

  1. ERS (Lloyd's)
  2. Pen Underwriting (MGA)
  3. KGM (MGA)
  4. Tradex (MGA)
  5. Great Lakes Insurance (Insurer)
  6. Markerstudy (Insurer)
  7. Aioi Nissay Dowa Insurance UK (Insurer)
  8. Zenith (West Bay Insurance) (Insurer)
  9. First Underwriting (MGA)
  10. Pardus Underwriting (MGA)

Placing notes

High individual vehicle values make stock cover central. Underwriters look at storage security, trade plate use, who can drive, customer test drives and any restoration work carried out on site.

Also known as

vintage car dealer, historic vehicle dealer, collector car trader, prestige car dealer

For insurers and MGAs

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