- Appetite
- Sports and leisure specialist; a strong first approach for the operator’s EL, PL and property requirements.
- Check
- Check swimming pool operator eligibility, lifeguarding requirements and restrictions on lessons, diving or slides.
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Reading the risk
For: Swimming pool operator
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What underwriters will focus on
Swimming pool operator seeking EL, PL and property cover; confirm whether privately run, club-based or municipal. Underwriters will focus on drowning exposure, lifeguard supervision, water treatment and pool plant maintenance.
Where to start
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We found 121 UK markets that write swimming pool operator risks: 23 insurers, 98 MGAs and 0 Lloyd's markets. Commonly listed: Sportscover, Zurich Municipal.
Drowning and serious injury drive the liability view, so lifeguard ratios, qualifications and pool operating procedures are examined. Chemical storage, plant room equipment and hire to clubs or swim schools also matter.
leisure pool operator, lido, public swimming baths, leisure centre
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