- Appetite
- Sports specialist and first approach for participant liability, with EL and property options to explore.
- Check
- Check commercial climbing wall acceptance, participant injury wording, instruction cover and auto-belay conditions.
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Reading the risk
For: Climbing wall
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What underwriters will focus on
Climbing wall operator: participant injury is the main liability exposure, alongside EL and property. Underwriters will focus on bouldering, roped climbing and any auto-belays, plus supervision, instructor competence and inspection records.
Where to start
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We found 121 UK markets that write climbing wall risks: 23 insurers, 98 MGAs and 0 Lloyd's markets. Commonly listed: Sportscover, Club Insure.
Falls are the main source of claims, so matting, inductions, supervision of children and novices and auto belay inspections are checked. Wall construction, route setting and recognised climbing wall standards also feature.
bouldering centre, indoor climbing centre, climbing gym, bouldering wall
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