As seen in

Roofer: who writes it?

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389 UK insurers, MGAs and Lloyd's markets mapped390+ trade appetites100% independent, no paid ranking
FCA-regulated firm (FRN 1035997)
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98 markets matched

For: Roofer

Underwriter briefReady

What underwriters will focus on

Roofer seeking cover: EL/PL are the starting point, with CAR and plant worth considering if required. Underwriters will focus on heat use, maximum working height, roof types, fall protection and subcontracting; these details remain unconfirmed.

Where to start

  1. Pen UnderwritingSpecialist construction route to explore for EL/PL and CAR, particularly where a broader contractor package is needed.
  2. Victor InsuranceConstruction-focused option to explore for EL/PL, CAR and plant within one placement.
  3. Specialist market lockedAppetite fit and referral checks locked
  4. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
Pen UnderwritingMGAStrong fit★ Specialist appetite
Risk carried byi

QBE; Endurance Worldwide Insurance; Hadron UK Insurance; Tokio Marine Kiln (varies by product) Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Pen Central, Acturis, Open GI Source

Appetite
Specialist construction route to explore for EL/PL and CAR, particularly where a broader contractor package is needed.
Check
Check roofing acceptance, heat-work conditions, height limits and subcontractor requirements.

ELPLCARFleetMotor tradePropertyBI

Broker site

Placed with them? Say how it went.
Victor InsuranceMGAStrong fit★ Specialist appetite
Risk carried byi

AXA Insurance UK; MSIG Europe; AXIS (Lloyd's Syndicate 1686); HSB Engineering Insurance (varies by product) Source

How to trade

Quote online (own portal) · Victor for Brokers Source

Appetite
Construction-focused option to explore for EL/PL, CAR and plant within one placement.
Check
Check roof types accepted, heat exclusions, height restrictions and cover for existing structures.

ELPLCARPlantProperty

Broker site

Placed with them? Say how it went.
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
+91 more markets locked
96 more markets + remaining specialist brief picks

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As seen inFCA-regulated firm (FRN 1035997)

Market Index

See all 389 markets

UK markets that write roofer risks

We found 98 UK markets that write roofer risks: 19 insurers, 79 MGAs and 0 Lloyd's markets. Commonly listed: Pen Underwriting, Victor Insurance.

Top 10 markets for roofer risks

  1. Pen Underwriting (MGA)
  2. Victor Insurance (MGA)
  3. Rhino Trade Insurance (MGA)
  4. Avid Insurance (MGA)
  5. Markel UK (Insurer)
  6. Scottish Electrical Contractors Insurance (SECI) (Insurer)
  7. Gem Underwriting Agency (MGA)
  8. Amet Insurance Solutions (MGA)
  9. Aviva (Insurer)
  10. Allianz Commercial (Insurer)

Placing notes

Heat work is the big question, especially torch-on felt, so hot works procedures and extinguishers on site will be checked. Working height, scaffolding and the domestic versus commercial split also matter.

Also known as

roofing contractor, slater and tiler, roofing and guttering contractor

For insurers and MGAs

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