As seen in

Fire alarm installer: who writes it?

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98 markets matched

For: Fire alarm installer

Underwriter briefReady

What underwriters will focus on

Fire alarm installation carries life-safety exposure: underwriters will focus on failure-to-perform (efficacy) cover, premises served, certification and testing records. Establish whether work includes design, commissioning or maintenance, as these affect liability cover and any PI requirement.

Where to start

  1. Scottish Electrical Contractors Insurance (SECI)Electrical contracting specialism makes this a logical first enquiry for installation EL and PL.
  2. Pen UnderwritingSpecialist MGA route for EL, PL and CAR where installation contracts require works cover.
  3. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
Scottish Electrical Contractors Insurance (SECI)InsurerStrong fit★ Specialist appetite
Appetite
Electrical contracting specialism makes this a logical first enquiry for installation EL and PL.
Check
Check fire alarm acceptance, efficacy wording, geographical eligibility and any certification requirements.

ELPL

Placed with them? Say how it went.
Pen UnderwritingMGAStrong fit★ Specialist appetite
Risk carried byi

QBE; Endurance Worldwide Insurance; Hadron UK Insurance; Tokio Marine Kiln (varies by product) Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Pen Central, Acturis, Open GI Source

Appetite
Specialist MGA route for EL, PL and CAR where installation contracts require works cover.
Check
Confirm life-safety systems appetite, efficacy and products cover, premises restrictions and subcontracting conditions.

ELPLCARFleetMotor tradePropertyBI

Broker site

Placed with them? Say how it went.
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
+91 more markets locked
96 more markets + remaining specialist brief picks

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As seen inFCA-regulated firm (FRN 1035997)

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UK markets that write fire alarm installer risks

We found 98 UK markets that write fire alarm installer risks: 19 insurers, 79 MGAs and 0 Lloyd's markets. Commonly listed: Scottish Electrical Contractors Insurance (SECI), Pen Underwriting.

Top 10 markets for fire alarm installer risks

  1. Scottish Electrical Contractors Insurance (SECI) (Insurer)
  2. Pen Underwriting (MGA)
  3. Camberford Underwriting (MGA)
  4. Markel UK (Insurer)
  5. Victor Insurance (MGA)
  6. Rhino Trade Insurance (MGA)
  7. Avid Insurance (MGA)
  8. Gem Underwriting Agency (MGA)
  9. Amet Insurance Solutions (MGA)
  10. Aviva (Insurer)

Placing notes

Design and commissioning bring a PI exposure, so the split between design, installation and maintenance matters. BAFE or other third party certification and work in care homes or high rise buildings are typical questions.

Also known as

fire detection engineer, fire alarm contractor, fire and security installer, BAFE installer