As seen in

Handyman: who writes it?

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98 markets matched

For: Handyman

Underwriter briefReady

What underwriters will focus on

Handyman risk, primarily PL with EL if employing staff. Underwriters will want the full task mix, particularly any electrical, plumbing, roofing, structural or hot work, plus maximum working height.

Where to start

  1. Rhino Trade InsuranceTrades specialist worth approaching first for handyman PL and EL requirements.
  2. Victor InsuranceContractor-focused option for EL and PL, with CAR and plant options if the work requires them.
  3. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
Rhino Trade InsuranceMGAStrong fit★ Specialist appetite
Appetite
Trades specialist worth approaching first for handyman PL and EL requirements.
Check
Check all tasks are accepted, working height limits and any heat exclusions.

ELPL

Broker site

Placed with them? Say how it went.
Victor InsuranceMGAStrong fit★ Specialist appetite
Risk carried byi

AXA Insurance UK; MSIG Europe; AXIS (Lloyd's Syndicate 1686); HSB Engineering Insurance (varies by product) Source

How to trade

Quote online (own portal) · Victor for Brokers Source

Appetite
Contractor-focused option for EL and PL, with CAR and plant options if the work requires them.
Check
Confirm handyman trade classification, subcontractor conditions and restrictions on plumbing or electrical work.

ELPLCARPlantProperty

Broker site

Placed with them? Say how it went.
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
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96 more markets + remaining specialist brief picks

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UK markets that write handyman risks

We found 98 UK markets that write handyman risks: 19 insurers, 79 MGAs and 0 Lloyd's markets. Commonly listed: Rhino Trade Insurance, Victor Insurance.

Top 10 markets for handyman risks

  1. Rhino Trade Insurance (MGA)
  2. Victor Insurance (MGA)
  3. Pen Underwriting (MGA)
  4. Markel UK (Insurer)
  5. Scottish Electrical Contractors Insurance (SECI) (Insurer)
  6. Avid Insurance (MGA)
  7. Gem Underwriting Agency (MGA)
  8. Amet Insurance Solutions (MGA)
  9. Aviva (Insurer)
  10. Allianz Commercial (Insurer)

Placing notes

The spread of trades is the challenge, so underwriters want a clear list of activities and often exclude heat work, roofing, gas or structural alterations. Working height limits are common too.

Also known as

handyperson, odd job man, property maintenance contractor, general maintenance