As seen in

Drone operator: who writes it?

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389 UK insurers, MGAs and Lloyd's markets mapped390+ trade appetites100% independent, no paid ranking
FCA-regulated firm (FRN 1035997)
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148 markets matched

For: Drone operator

Underwriter briefReady

What underwriters will focus on

Drone operator needing specialist UAV liability and, if required, hull/equipment cover; ordinary PL may exclude aircraft. None of the shortlist explicitly lists aviation, so confirm UAV capability, CAA compliance, flight activities and any BVLOS operations.

Where to start

  1. AXA XLSpecialist aviation capability makes this a strong first enquiry for UAV liability and hull, subject to operational scope.
  2. AIGAviation insurance expertise offers a potential route for commercial drone liability and physical damage.
  3. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
AXA XLInsurerStrong fit★ Specialist appetite
Risk carried byi

AXA XL Insurance Company UK Limited Source

Appetite
Specialist aviation capability makes this a strong first enquiry for UAV liability and hull, subject to operational scope.
Check
Check UAV acceptance, BVLOS restrictions, territorial limits and applicable compulsory aviation liability requirements.

PropertyPLCARPID&OCyberMarine

Broker site

Placed with them? Say how it went.
AIGInsurerStrong fit★ Specialist appetite
Risk carried byi

American International Group UK Limited Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Own portal: AIG eXtra, Acturis Source

Appetite
Aviation insurance expertise offers a potential route for commercial drone liability and physical damage.
Check
Confirm access to the aviation team, permitted activities, aircraft values and pilot requirements.

ELPLPropertyD&OPICyberProducts

Broker site

Placed with them? Say how it went.
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
+141 more markets locked
146 more markets + remaining specialist brief picks

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As seen inFCA-regulated firm (FRN 1035997)

Market Index

See all 389 markets

UK markets that write drone operator risks

We found 148 UK markets that write drone operator risks: 39 insurers, 96 MGAs and 13 Lloyd's markets. Commonly listed: AXA XL, AIG.

Top 10 markets for drone operator risks

  1. AXA XL (Insurer)
  2. AIG (Insurer)
  3. Tokio Marine HCC (Insurer)
  4. Travelers (Insurer)
  5. Chubb (Insurer)
  6. CNA Hardy (Insurer)
  7. Qdos (MGA)
  8. W R Berkley (Insurer)
  9. Kingsbridge (MGA)
  10. Jack (Ashley Baxter) (MGA)

Placing notes

CAA operator and flyer IDs, any operational authorisation, drone weight and value, and the jobs flown are what underwriters check. Filming over crowds or inspecting infrastructure attracts more scrutiny than simple aerial photography.

Also known as

UAV operator, drone pilot, aerial photographer, RPAS operator

For insurers and MGAs

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