- Appetite
- Technology-sector option for property, technology PI, cyber and employers’ and public liability.
- Check
- Check data centre eligibility, outage liability cover and contractual liability restrictions.
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Reading the risk
For: Data centre
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What underwriters will focus on
Data centre with high-value equipment, outage-related business interruption and potential technology PI/cyber exposures. Underwriters will focus on power and cooling resilience, fire protection, equipment replacement times and contractual liability for downtime.
Where to start
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We found 148 UK markets that write data centre risks: 39 insurers, 96 MGAs and 13 Lloyd's markets. Commonly listed: Travelers, Chubb.
Property and business interruption values are high, so fire suppression, power resilience and cooling all matter. Client contracts drive liability, and underwriters review service level agreements, indemnities and limitation of liability clauses.
server farm, colocation facility, colo, hosting centre
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