As seen in

Private chef: who writes it?

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FCA-regulated firm (FRN 1035997)
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108 markets matched

For: Private chef

Underwriter briefReady

What underwriters will focus on

Private chef: key exposures are food poisoning, allergens and accidental damage when cooking in clients’ homes. Underwriters will want cooking locations, food hygiene controls and staffing details; check products liability and off-site working cover explicitly.

Where to start

  1. Angel Risk ManagementSpecialist MGA listing PL and products liability, matching the main third-party injury and food-related exposures.
  2. Pen UnderwritingSpecialist MGA offering EL, PL and property, worth approaching where staff and cooking equipment also need cover.
  3. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
Angel Risk ManagementMGAStrong fit★ Specialist appetite
Risk carried byi

AXA XL (UK business); XL Insurance Company SE (Republic of Ireland) Source

How to trade

Quote online (own portal) · Own portal: Quick Quote (quickquote.angelriskmanagement.com) Source

Appetite
Specialist MGA listing PL and products liability, matching the main third-party injury and food-related exposures.
Check
Check private-chef acceptance, allergen claims, clients’ property damage and any EL requirement; EL is not listed.

PLProductsProperty

Broker site

Placed with them? Say how it went.
Pen UnderwritingMGAStrong fit★ Specialist appetite
Risk carried byi

QBE; Endurance Worldwide Insurance; Hadron UK Insurance; Tokio Marine Kiln (varies by product) Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Pen Central, Acturis, Open GI Source

Appetite
Specialist MGA offering EL, PL and property, worth approaching where staff and cooking equipment also need cover.
Check
Check catering acceptance, products liability inclusion and work at clients’ premises.

ELPLCARFleetMotor tradePropertyBI

Broker site

Placed with them? Say how it went.
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
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106 more markets + remaining specialist brief picks

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As seen inFCA-regulated firm (FRN 1035997)

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UK markets that write private chef risks

We found 108 UK markets that write private chef risks: 22 insurers, 86 MGAs and 0 Lloyd's markets. Commonly listed: Angel Risk Management, Pen Underwriting.

Top 10 markets for private chef risks

  1. Angel Risk Management (MGA)
  2. Pen Underwriting (MGA)
  3. RSA (Insurer)
  4. Markel UK (Insurer)
  5. Advance Underwriting (MGA)
  6. Aviva (Insurer)
  7. Allianz Commercial (Insurer)
  8. AXA UK (Insurer)
  9. Covéa Insurance (Insurer)
  10. Ageas UK (Insurer)

Placing notes

Cooking in clients' kitchens creates property damage and fire exposures, alongside food poisoning and allergen claims. Expect questions on food hygiene training, overseas work, staffing for larger events and equipment carried.

Also known as

personal chef, freelance chef, dinner party chef, chef at home