- Appetite
- Landlord and property-owners focus makes this a strong first approach for a predominantly residential portfolio.
- Check
- Check tenant eligibility, unoccupied properties, portfolio limits and loss-of-rent indemnity periods.
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Reading the risk
For: Portfolio landlord
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What underwriters will focus on
Portfolio landlord seeking buildings, loss of rent and property owners’ liability cover, subject to confirming requirements. Underwriters will focus on residential/commercial mix, tenant types, unoccupancy, rebuild values, claims and flood exposure.
Where to start
Quote online (own portal) · Own portal: MX Online Source
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We found 185 UK markets that write portfolio landlord risks: 47 insurers, 115 MGAs and 23 Lloyd's markets. Commonly listed: Vasek Insurance, Generation Insurance.
A full schedule of properties with rebuild values, construction and tenant types is essential, plus vacancy and claims history. HMOs, student lets and unoccupied units may need specialist markets.
multi-property landlord, buy-to-let portfolio, professional landlord, residential property investor
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