As seen in

Multi-trade tradesperson: who writes it?

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FCA-regulated firm (FRN 1035997)
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98 markets matched

For: Multi-trade tradesperson

Underwriter briefReady

What underwriters will focus on

Multi-trade tradesperson, with PL and potentially EL at the core; contract works and plant cover may also be needed. Underwriters will focus on the full trade mix, especially any heat work, work at height, structural work and subcontractor use.

Where to start

  1. Rhino Trade InsuranceTrade-focused specialist; a natural first approach for straightforward PL and EL requirements.
  2. Victor InsuranceSpecialist MGA offering EL, PL, CAR and plant, useful where liability alone is insufficient.
  3. Specialist market lockedAppetite fit and referral checks locked
  4. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
Rhino Trade InsuranceMGAStrong fit★ Specialist appetite
Appetite
Trade-focused specialist; a natural first approach for straightforward PL and EL requirements.
Check
Check every trade is accepted, including incidental activities, and confirm heat and height restrictions.

ELPL

Broker site

Placed with them? Say how it went.
Victor InsuranceMGAStrong fit★ Specialist appetite
Risk carried byi

AXA Insurance UK; MSIG Europe; AXIS (Lloyd's Syndicate 1686); HSB Engineering Insurance (varies by product) Source

How to trade

Quote online (own portal) · Victor for Brokers Source

Appetite
Specialist MGA offering EL, PL, CAR and plant, useful where liability alone is insufficient.
Check
Check mixed-trade acceptance, structural work restrictions and cover for hired-in plant.

ELPLCARPlantProperty

Broker site

Placed with them? Say how it went.
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
+91 more markets locked
96 more markets + remaining specialist brief picks

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As seen inFCA-regulated firm (FRN 1035997)

Market Index

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UK markets that write multi-trade tradesperson risks

We found 98 UK markets that write multi-trade tradesperson risks: 19 insurers, 79 MGAs and 0 Lloyd's markets. Commonly listed: Rhino Trade Insurance, Victor Insurance.

Top 10 markets for multi-trade tradesperson risks

  1. Rhino Trade Insurance (MGA)
  2. Victor Insurance (MGA)
  3. Pen Underwriting (MGA)
  4. Avid Insurance (MGA)
  5. Markel UK (Insurer)
  6. Scottish Electrical Contractors Insurance (SECI) (Insurer)
  7. Gem Underwriting Agency (MGA)
  8. Amet Insurance Solutions (MGA)
  9. Aviva (Insurer)
  10. Allianz Commercial (Insurer)

Placing notes

Each trade carries different hazards, so a turnover split across carpentry, plumbing, electrics and decorating is usually needed. Heat work, roofing, gas work and working at height are the typical pinch points.

Also known as

maintenance contractor, property maintenance, jack of all trades

For insurers and MGAs

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