As seen in

House clearance company: who writes it?

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389 UK insurers, MGAs and Lloyd's markets mapped390+ trade appetites100% independent, no paid ranking
FCA-regulated firm (FRN 1035997)
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95 markets matched

For: House clearance company

Underwriter briefReady

What underwriters will focus on

House clearance contractor needing EL/PL, with motor and any storage exposures assessed separately. Underwriters will focus on manual handling, damage to customers’ property, waste disposal and any hazardous materials.

Where to start

  1. Camberford UnderwritingWorth approaching for a manually intensive clearance trade needing EL/PL and potentially premises cover.
  2. Sutton Specialist RisksAlternative MGA referral for clearance liability, particularly where activities need individual underwriting rather than a standard trade description.
  3. Specialist market lockedAppetite fit and referral checks locked
  4. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
Camberford UnderwritingMGAStrong fit★ Specialist appetite
Risk carried byi

Zurich; Ascot (Lloyd's Syndicate 1414); Tokio Marine HCC; W. R. Berkley (Lloyd's Syndicate 1967) (varies by product) Source

How to trade

Submit to underwriter, Quote online (own portal), Quote online via software house · Camberford portal, Acturis Source

Appetite
Worth approaching for a manually intensive clearance trade needing EL/PL and potentially premises cover.
Check
Check clearance and waste carriage acceptance, hazardous material exclusions and property being worked upon.

ELPLPropertyPI

Broker site

Placed with them? Say how it went.
Sutton Specialist RisksMGAStrong fit★ Specialist appetite
Risk carried byi

QBE; Aviva Insurance Ltd; AXA XL Catlin Insurance Company UK Ltd (varies by product) Source

How to trade

Quote online (own portal), Quote online via software house · Own portal: SSR online broker web portal, Acturis Source

Appetite
Alternative MGA referral for clearance liability, particularly where activities need individual underwriting rather than a standard trade description.
Check
Confirm house clearance acceptance, lifting methods, subcontractor use and custody or control exclusions.

ELPLPropertyPI

Broker site

Placed with them? Say how it went.
Market lockedMGA
Classes and referral notes after unlock
Possible
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
+88 more markets locked
93 more markets + remaining specialist brief picks

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As seen inFCA-regulated firm (FRN 1035997)

Market Index

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UK markets that write house clearance company risks

We found 95 UK markets that write house clearance company risks: 18 insurers, 77 MGAs and 0 Lloyd's markets. Commonly listed: Camberford Underwriting, Sutton Specialist Risks.

Top 10 markets for house clearance company risks

  1. Camberford Underwriting (MGA)
  2. Sutton Specialist Risks (MGA)
  3. Q Underwriting (MGA)
  4. AXA UK (Insurer)
  5. Markel UK (Insurer)
  6. Pet Business Insurance (MGA)
  7. Ripe (MGA)
  8. Coverdrone (MGA)
  9. Moonrock (MGA)
  10. Hiscox (Insurer)

Placing notes

Waste carrier registration, disposal routes, asbestos or hazardous materials, and damage to customers' property are the main questions. Goods in transit and resale of cleared items add further exposures to declare.

Also known as

house clearer, probate clearance, rubbish removal company, waste clearance

For insurers and MGAs

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