As seen in

End of tenancy cleaner: who writes it?

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389 UK insurers, MGAs and Lloyd's markets mapped390+ trade appetites100% independent, no paid ranking
FCA-regulated firm (FRN 1035997)
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95 markets matched

For: End of tenancy cleaner

Underwriter briefReady

What underwriters will focus on

End-of-tenancy cleaning: PL is central, with EL where required. Underwriters will focus on damage to property being cleaned, chemical treatments and custody of keys; check any exclusions for treatment damage or property worked upon.

Where to start

  1. Camberford UnderwritingCleaning contractors’ insurance specialism makes this a strong first approach for EL and PL.
  2. Sutton Specialist RisksSpecialist cleaning contractors’ liability offering makes this a strong alternative for EL and PL.
  3. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
Camberford UnderwritingMGAStrong fit★ Specialist appetite
Risk carried byi

Zurich; Ascot (Lloyd's Syndicate 1414); Tokio Marine HCC; W. R. Berkley (Lloyd's Syndicate 1967) (varies by product) Source

How to trade

Submit to underwriter, Quote online (own portal), Quote online via software house · Camberford portal, Acturis Source

Appetite
Cleaning contractors’ insurance specialism makes this a strong first approach for EL and PL.
Check
Check end-of-tenancy acceptance, treatment damage, property worked upon and lost-key cover.

ELPLPropertyPI

Broker site

Placed with them? Say how it went.
Sutton Specialist RisksMGAStrong fit★ Specialist appetite
Risk carried byi

QBE; Aviva Insurance Ltd; AXA XL Catlin Insurance Company UK Ltd (varies by product) Source

How to trade

Quote online (own portal), Quote online via software house · Own portal: SSR online broker web portal, Acturis Source

Appetite
Specialist cleaning contractors’ liability offering makes this a strong alternative for EL and PL.
Check
Confirm cover for carpets, ovens and chemical damage; disclose heights, subcontractors and any specialist cleaning.

ELPLPropertyPI

Broker site

Placed with them? Say how it went.
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
+88 more markets locked
93 more markets + remaining specialist brief picks

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As seen inFCA-regulated firm (FRN 1035997)

Market Index

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UK markets that write end of tenancy cleaner risks

We found 95 UK markets that write end of tenancy cleaner risks: 18 insurers, 77 MGAs and 0 Lloyd's markets. Commonly listed: Camberford Underwriting, Sutton Specialist Risks.

Top 10 markets for end of tenancy cleaner risks

  1. Camberford Underwriting (MGA)
  2. Sutton Specialist Risks (MGA)
  3. AXA UK (Insurer)
  4. Markel UK (Insurer)
  5. Pet Business Insurance (MGA)
  6. Ripe (MGA)
  7. Coverdrone (MGA)
  8. Moonrock (MGA)
  9. Hiscox (Insurer)
  10. Covéa Insurance (Insurer)

Placing notes

Damage to landlords' fixtures and flooring, chemical misuse and lost keys drive most claims. Insurers ask about carpet and oven cleaning, use of self-employed staff, keyholding and any after-builders or biohazard work.

Also known as

move-out cleaner, deposit cleaning service, deep cleaning service, after builders cleaner

For insurers and MGAs

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