As seen in

Domestic cleaner: who writes it?

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389 UK insurers, MGAs and Lloyd's markets mapped390+ trade appetites100% independent, no paid ranking
FCA-regulated firm (FRN 1035997)
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95 markets matched

For: Domestic cleaner

Underwriter briefReady

What underwriters will focus on

Domestic cleaning: PL is the core cover, with EL needed where staff arrangements require it. Underwriters will focus on damage to items being cleaned, chemical use and customers’ keys.

Where to start

  1. Camberford UnderwritingCleaning-contractor expertise makes this a strong first approach for tailored liability cover.
  2. Sutton Specialist RisksCleaning-contractor liability experience makes this worth approaching where specialist extensions matter.
  3. Specialist market lockedAppetite fit and referral checks locked
  4. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
Camberford UnderwritingMGAStrong fit★ Specialist appetite
Risk carried byi

Zurich; Ascot (Lloyd's Syndicate 1414); Tokio Marine HCC; W. R. Berkley (Lloyd's Syndicate 1967) (varies by product) Source

How to trade

Submit to underwriter, Quote online (own portal), Quote online via software house · Camberford portal, Acturis Source

Appetite
Cleaning-contractor expertise makes this a strong first approach for tailored liability cover.
Check
Check domestic-only eligibility, treatment damage, property worked upon and lost-key cover.

ELPLPropertyPI

Broker site

Placed with them? Say how it went.
Sutton Specialist RisksMGAStrong fit★ Specialist appetite
Risk carried byi

QBE; Aviva Insurance Ltd; AXA XL Catlin Insurance Company UK Ltd (varies by product) Source

How to trade

Quote online (own portal), Quote online via software house · Own portal: SSR online broker web portal, Acturis Source

Appetite
Cleaning-contractor liability experience makes this worth approaching where specialist extensions matter.
Check
Check minimum premium, domestic-cleaning eligibility and exclusions for items being cleaned.

ELPLPropertyPI

Broker site

Placed with them? Say how it went.
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
+88 more markets locked
93 more markets + remaining specialist brief picks

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As seen inFCA-regulated firm (FRN 1035997)

Market Index

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UK markets that write domestic cleaner risks

We found 95 UK markets that write domestic cleaner risks: 18 insurers, 77 MGAs and 0 Lloyd's markets. Commonly listed: Camberford Underwriting, Sutton Specialist Risks.

Top 10 markets for domestic cleaner risks

  1. Camberford Underwriting (MGA)
  2. Sutton Specialist Risks (MGA)
  3. Simply Business MGA (MGA)
  4. AXA UK (Insurer)
  5. Markel UK (Insurer)
  6. Pet Business Insurance (MGA)
  7. Ripe (MGA)
  8. Coverdrone (MGA)
  9. Moonrock (MGA)
  10. Hiscox (Insurer)

Placing notes

Breakages in clients' homes, flooding from taps left running and lost keys are the common claims. Insurers ask whether cleaners are employees or self-employed, how keys are held and whether specialist cleaning is offered.

Also known as

house cleaner, home cleaning service, residential cleaner, home help

For insurers and MGAs

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