- Appetite
- Strong first approach for combined property, BI and liability cover, with products and marine options for bottled stock in transit.
- Check
- Check distilling acceptance, maximum spirit storage, fire protections and BI indemnity period.
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Reading the risk
For: Gin distillery
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What underwriters will focus on
Gin distillery with property, business interruption, employers’ liability and public/products liability exposures. Underwriters will focus on flammable spirit quantities, still heating, DSEAR controls and replacement lead times for key equipment.
Where to start
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We found 142 UK markets that write gin distillery risks: 45 insurers, 93 MGAs and 4 Lloyd's markets. Commonly listed: RSA, Elitium Specialty.
Flammable spirit stocks and still operation make property the key concern, along with excise duty on stock if lost. Still type, DSEAR zoning, bonded storage, visitor tours and product liability for exports are reviewed.
craft distillery, spirits producer, micro distillery, gin producer
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