As seen in

Cold store operator: who writes it?

Not a broker? This site is for insurance brokers. If you need cover for your business, find a broker through BIBA's Find Insurance service.

Type the risk. See every market that writes it.
Free for UK brokers. No card. No login to search.

Trade first, then the awkward bit. A couple of words works fine. No client names.↵ Enter
389 UK insurers, MGAs and Lloyd's markets mapped390+ trade appetites100% independent, no paid ranking
FCA-regulated firm (FRN 1035997)
Insurers, MGAs and Lloyd's: every market, one search

142 markets matched

For: Cold store operator

Underwriter briefReady

What underwriters will focus on

Cold storage combines property and business interruption exposure with temperature-sensitive stock, potentially including customers’ goods. Underwriters will focus on insulated panel construction, fire protection, refrigeration resilience and contractual liability for spoiled stock.

Where to start

  1. RSAStrong candidate for a combined property, BI and liability placement, with marine capability relevant to customers’ goods.
  2. HDI GlobalIndustrial property and engineering capabilities make it worth approaching where refrigeration plant and machinery exposures are substantial.
  3. Specialist market lockedAppetite fit and referral checks locked
  4. Specialist market lockedAppetite fit and referral checks locked
  5. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
RSAInsurer★ Specialist appetiteStrong fit
Appetite
Strong candidate for a combined property, BI and liability placement, with marine capability relevant to customers’ goods.
Check
Check cold-store acceptance, panel specifications, deterioration of stock cover and customers’ goods liability.
Risk carried byi

Intact Insurance UK Limited Source

How to trade

Quote online (own portal), Quote online via software house, Submit to underwriter · Own portal: RSA Online Source

ELPLPropertyBIFleet

Broker site

HDI GlobalInsurer★ Specialist appetiteStrong fit
Appetite
Industrial property and engineering capabilities make it worth approaching where refrigeration plant and machinery exposures are substantial.
Check
Check refrigeration breakdown, resulting stock deterioration, BI scope and refrigerant requirements.

PropertyELPLFleetEngineering

Broker site

Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
+135 more markets locked
140 more markets + remaining specialist brief picks

See all 142 markets Free

Work email only. The full list opens instantly, plus an emailed copy of your shortlist.

Brokers only, no Gmail or Hotmail. Free forever. We never contact your clients or sell your data. Privacy.

As seen inFCA-regulated (FRN 1035997)Zero client contact

UK markets that write cold store operator risks

We found 142 UK markets that write cold store operator risks: 45 insurers, 93 MGAs and 4 Lloyd's markets. Commonly listed: RSA, HDI Global.

Placing notes

Insulated panel construction and refrigeration plant are the main property concerns, with stock deterioration after breakdown a large exposure. Panel type, ammonia systems, backup power and temperature monitoring will be asked about.

Also known as

temperature controlled warehouse, refrigerated storage, chilled and frozen store, cold chain storage

For insurers and MGAs

Claim your page Coming soon

Keep your appetite accurate. Add your logo. See how brokers rate you. Leave an email and you'll be first to hear.