- Appetite
- Specialist medical malpractice MGA worth approaching for the clinic’s corporate clinical liability.
- Check
- Check cosmetic surgery acceptance, procedure exclusions, anaesthesia and employed versus independent surgeons.
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Reading the risk
For: Cosmetic surgery clinic
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What underwriters will focus on
Cosmetic surgery clinic with malpractice exposure alongside premises and employers’ liability needs. Underwriters will focus on surgical procedures, anaesthesia, consent, regulatory registration and the split between clinic and surgeons’ liability.
Where to start
Lloyd's Syndicate 1218 (Newline Underwriting Management Limited) Source
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We found 108 UK markets that write cosmetic surgery clinic risks: 23 insurers, 83 MGAs and 2 Lloyd's markets. Commonly listed: Medical & Commercial International, Newline.
Procedure mix comes first, with BBLs and other high risk surgery the hardest to place. CQC registration, surgeons' GMC specialist register status, consent and cooling off processes, and aftercare are all scrutinised.
aesthetic surgery clinic, plastic surgery clinic, cosmetic surgeon, body contouring clinic
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