- Appetite
- Specialist medical malpractice route to explore for the clinic’s cosmetic treatment liability.
- Check
- Check laser hair removal acceptance, non-medical operator eligibility and cover for the clinic entity.
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Reading the risk
For: Laser hair removal clinic
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What underwriters will focus on
Laser hair removal clinic needing explicit laser treatment liability alongside EL, PL and premises cover. Underwriters will focus on burns, scarring and eye injuries, operator qualifications, equipment maintenance, patch testing and consent.
Where to start
Lloyd's Syndicates 2012 and 1955 (Arch); Lloyd's Syndicate 2786 (Everest); Lloyd's Consortium 9612 led by Syndicate 4747 (Carbon); Lloyd's Consortium 4985 led by Syndicate 1902 (MCI) Source
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We found 108 UK markets that write laser hair removal clinic risks: 23 insurers, 83 MGAs and 2 Lloyd's markets. Commonly listed: Medical & Commercial International, Corvelia Underwriting.
Burns and pigmentation claims are the main exposure. Underwriters check practitioner training, machine type and servicing, patch testing, consent records and local authority licensing where it applies.
IPL clinic, laser clinic, aesthetic laser clinic, laser hair reduction
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