- Appetite
- Sports-sector specialist; a strong first approach for centre EL, PL and property, subject to the activities undertaken.
- Check
- Check each watersport, tuition liability, participant injury cover and required qualifications.
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Reading the risk
For: Watersports centre
We couldn't tell the trade from that, so these are the broad commercial markets. Add the trade and the class of cover for a sharper list.
What underwriters will focus on
Watersports centre seeking liability and potentially premises, equipment and craft cover. Underwriters will focus on the activities offered, powered craft, participant ages, instructor qualifications and rescue arrangements; check watercraft exclusions and the split between marine and public liability.
Where to start
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We found 121 UK markets that write watersports centre risks: 23 insurers, 98 MGAs and 0 Lloyd's markets. Commonly listed: Sportscover, Club Insure.
Activities offered, instructor qualifications and safety boat cover are the first questions. Inland or tidal water, unsupervised hire, under 18s and AALA licensing where it applies all influence appetite.
water sports centre, sailing and paddleboard centre, wakeboard park, activity lake
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