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Reading the risk
For: Steel fixer
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What underwriters will focus on
Steel fixing presents significant EL and PL exposure from handling reinforcement, work at height and site operations. Underwriters will focus on maximum heights and depths, labour arrangements, and whether work extends beyond reinforcement fixing into structural steel erection.
Where to start
AXA Insurance UK; MSIG Europe; AXIS (Lloyd's Syndicate 1686); HSB Engineering Insurance (varies by product) Source
Quote online (own portal) · Victor for Brokers Source
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We found 120 UK markets that write steel fixer risks: 32 insurers, 85 MGAs and 3 Lloyd's markets. Commonly listed: Original Underwriting, Victor Insurance.
Working at height on reinforcement cages, manual handling and impalement injuries feature heavily in employers' liability underwriting. Many firms supply labour only, so contract terms, bona fide subcontractor use and main contractor requirements matter.
rebar fixer, reinforcement fixer, steel fixing contractor
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