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Reading the risk
For: Shopfitter
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What underwriters will focus on
Shopfitting points towards EL, PL and contract works cover, with plant and workshop cover where needed. Underwriters will focus on any hot works, work in occupied premises, subcontractor controls and responsibility for existing structures.
Where to start
AXA Insurance UK; MSIG Europe; AXIS (Lloyd's Syndicate 1686); HSB Engineering Insurance (varies by product) Source
Quote online (own portal) · Victor for Brokers Source
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We found 120 UK markets that write shopfitter risks: 32 insurers, 85 MGAs and 3 Lloyd's markets. Commonly listed: Victor Insurance, Original Underwriting.
Heat work, working at height and out-of-hours work in occupied premises are typical concerns. Underwriters ask for turnover split by activity, subcontractor use, any design responsibility and contract works values.
retail fit-out contractor, interior fit-out contractor, commercial interiors contractor
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