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Reading the risk
For: Principal contractor
We couldn't tell the trade from that, so these are the broad commercial markets. Add the trade and the class of cover for a sharper list.
What underwriters will focus on
Principal contractor: initial placement focus is EL, PL and CAR, with plant cover if required. Underwriters will focus on work types, maximum contract values, subcontractor controls and any design responsibility; these details remain unconfirmed.
Where to start
AXA Insurance UK; MSIG Europe; AXIS (Lloyd's Syndicate 1686); HSB Engineering Insurance (varies by product) Source
Quote online (own portal) · Victor for Brokers Source
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We found 120 UK markets that write principal contractor risks: 32 insurers, 85 MGAs and 3 Lloyd's markets. Commonly listed: Victor Insurance, Original Underwriting.
Contractual liability, design and build responsibility and control of subcontractors are central. Underwriters review turnover by project type and value, CDM compliance, maximum heights and depths, contract works limits and claims experience.
main contractor, general contractor, tier one contractor