- Appetite
- Strong first approach for DJ and entertainment equipment, with public liability alongside portable kit cover.
- Check
- Check mobile disco eligibility, unattended vehicle theft conditions and cover during loading and unloading.
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Reading the risk
For: Mobile disco and DJ
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What underwriters will focus on
Mobile disco/DJ risk: public liability at changing venues and portable sound and lighting equipment are the main exposures. Underwriters will focus on cable management, electrical safety, equipment security in transit and any special effects or rigging.
Where to start
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We found 121 UK markets that write mobile disco and DJ risks: 23 insurers, 98 MGAs and 0 Lloyd's markets. Commonly listed: Ripe, Event Insurance Services.
Venues routinely ask for public liability evidence and PAT testing of equipment. Lighting rigs, smoke and haze machines, cable management and kit left in vehicles overnight are the usual underwriting questions.
wedding DJ, party DJ, event DJ, mobile entertainer
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