- Appetite
- Specialist MGA offering CAR, plant and EL/PL; a logical first approach for the combined groundworks exposures.
- Check
- Check maximum excavation depth accepted, shoring requirements and any collapse or undermining exclusions.
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Reading the risk
For: Groundworker with deep excavation
We couldn't tell the trade from that, so these are the broad commercial markets. Add the trade and the class of cover for a sharper list.
What underwriters will focus on
Groundworker undertaking deep excavation, with EL/PL, contract works and plant exposures. Underwriters will focus on maximum depth, ground conditions, shoring, buried services and neighbouring property damage.
Where to start
AXA Insurance UK; MSIG Europe; AXIS (Lloyd's Syndicate 1686); HSB Engineering Insurance (varies by product) Source
Quote online (own portal) · Victor for Brokers Source
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We found 120 UK markets that write groundworker with deep excavation risks: 32 insurers, 85 MGAs and 3 Lloyd's markets. Commonly listed: Original Underwriting, Victor Insurance.
Depth limits are common on standard construction schemes, so deeper digs narrow the market. Underwriters ask about maximum depths, shoring and trench support, service location, proximity to neighbouring buildings and dewatering.
deep excavation contractor, civils contractor, earthworks contractor, foundation groundworker
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