- Appetite
- Sports specialist worth approaching first for track liability, subject to acceptance of motorised activities.
- Check
- Check karting eligibility, participant injury cover, racing exclusions and junior driver conditions.
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Reading the risk
For: Go-kart track
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What underwriters will focus on
Go-kart track needing EL and PL, with property and BI considered alongside. Participant injuries and motorised-sport exclusions are the key difficulties; underwriters will want hire versus racing use, age limits, safety controls and petrol versus electric kart details.
Where to start
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We found 121 UK markets that write go-kart track risks: 23 insurers, 98 MGAs and 0 Lloyd's markets. Commonly listed: Sportscover, Camberford Underwriting.
Track layout, barriers, run-off areas, kart speeds, driver briefings, age and height limits and marshalling are the focus. Fuel storage, electric or petrol karts, and junior or corporate racing events also affect the picture.
karting circuit, indoor karting, outdoor karting track, karting centre
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