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Reading the risk
For: Fire protection contractor
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What underwriters will focus on
Fire protection contractor: establish the split between active systems, passive fire stopping, servicing and any design or certification. Underwriters will focus on failure-to-perform/efficacy exposure, safety-critical work, accreditations and hot works.
Where to start
AXA Insurance UK; MSIG Europe; AXIS (Lloyd's Syndicate 1686); HSB Engineering Insurance (varies by product) Source
Quote online (own portal) · Victor for Brokers Source
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We found 120 UK markets that write fire protection contractor risks: 32 insurers, 85 MGAs and 3 Lloyd's markets. Commonly listed: Victor Insurance, Original Underwriting.
Since Grenfell, fire stopping and compartmentation work faces heavy scrutiny and often needs professional indemnity alongside liability. Underwriters ask about third-party accreditation, product certification, high-rise residential exposure and any design responsibility.
passive fire protection installer, fire stopping contractor