As seen in

Farm shop: who writes it?

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FCA-regulated firm (FRN 1035997)
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126 markets matched

For: Farm shop

Underwriter briefReady

What underwriters will focus on

Farm shop needing property, business interruption and liability cover, including products liability for food sales. Underwriters will focus on any food preparation or café, chilled stock and whether the shop is standalone or part of a working farm.

Where to start

  1. Rural InsuranceRural specialist and first approach for a farm-linked shop, with property, EL and PL listed.
  2. PeliwicaSpecialist alternative with property, EL and PL listed; worth approaching for a farm-linked retail risk.
  3. Specialist market lockedAppetite fit and referral checks locked
  4. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
Rural InsuranceMGAStrong fit★ Specialist appetite
How to trade

Quote online (own portal), Submit to underwriter · Own portal: Unity Source

Appetite
Rural specialist and first approach for a farm-linked shop, with property, EL and PL listed.
Check
Check standalone shops, food processing, café activities, products liability, BI and refrigerated stock cover.

PropertyELPLFleet

Broker site

Placed with them? Say how it went.
PeliwicaMGAStrong fit★ Specialist appetite
How to trade

Quote online (own portal) · Own portal: Peliwica Digital Broker Portal (portal.peliwica.com) Source

Appetite
Specialist alternative with property, EL and PL listed; worth approaching for a farm-linked retail risk.
Check
Confirm farm-shop eligibility, products liability, BI and any cooking or refrigeration restrictions.

PropertyELPLFleet

Broker site

Placed with them? Say how it went.
Market lockedInsurer
Classes and referral notes after unlock
Likely fit
Market lockedInsurer
Classes and referral notes after unlock
Likely fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedMGA
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
+119 more markets locked
124 more markets + remaining specialist brief picks

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UK markets that write farm shop risks

We found 126 UK markets that write farm shop risks: 31 insurers, 92 MGAs and 3 Lloyd's markets. Commonly listed: Rural Insurance, Peliwica.

Top 10 markets for farm shop risks

  1. Rural Insurance (MGA)
  2. Peliwica (MGA)
  3. Aviva (Insurer)
  4. Allianz Commercial (Insurer)
  5. Glemham Underwriting (MGA)
  6. Kbis (MGA)
  7. Equine and Livestock Insurance Company (Insurer)
  8. CannGen (MGA)
  9. Bee Diseases Insurance (Insurer)
  10. ERS (Lloyd's)

Placing notes

Many combine retail, butchery, a cafe and pick your own or play areas, so turnover split is essential. Food hygiene ratings, visitor contact with livestock and the link to the farm's own policy also matter.

Also known as

farm retail outlet, country store, farm butchery, pick your own