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Reading the risk
For: Demolition with explosives
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What underwriters will focus on
Explosive demolition presents severe EL and PL exposures, particularly blast damage, vibration and unintended collapse. Confirm explosives acceptance explicitly; underwriters will focus on contractor experience, blast controls, neighbouring property and subcontracted blasting.
Where to start
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We found 120 UK markets that write demolition with explosives risks: 32 insurers, 85 MGAs and 3 Lloyd's markets. Commonly listed: Original Underwriting, Imperial Underwriting.
Very few markets will look at this. Explosives licensing and storage, blast design, exclusion zones, proximity to third-party property and the contractor's track record all come under close scrutiny, alongside surveys and method statements.
explosive demolition, blasting contractor, controlled demolition, structural implosion
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