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Charity shop: who writes it?

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FCA-regulated firm (FRN 1035997)
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147 markets matched

For: Charity shop

Underwriter briefReady

What underwriters will focus on

Charity retail risk needing property and liability cover, with volunteers expressly included. Underwriters will focus on donated stock controls, particularly testing electrical goods and checking upholstered furniture if sold.

Where to start

  1. AnsvarCharity-sector specialist; a strong starting point for shop property, employer’s liability, public liability and trustee liability requirements.
  2. EcclesiasticalCharity-sector expertise makes it a good candidate for retail premises and associated charity liabilities.
  3. Specialist market lockedAppetite fit and referral checks locked
  4. Specialist market lockedAppetite fit and referral checks locked
Hard to place?
AnsvarInsurerStrong fit★ Specialist appetite
Risk carried byi

Ecclesiastical Insurance Office plc Source

How to trade

Quote online (own portal) · Own portal: Ansvar online selling portal Source

Appetite
Charity-sector specialist; a strong starting point for shop property, employer’s liability, public liability and trustee liability requirements.
Check
Check standalone shop eligibility, volunteer cover, products liability and business interruption availability.

ELPLPropertyD&O

Broker site

Placed with them? Say how it went.
EcclesiasticalInsurerStrong fit★ Specialist appetite
Risk carried byi

Ecclesiastical Insurance Office plc Source

How to trade

Submit to underwriter Source

Appetite
Charity-sector expertise makes it a good candidate for retail premises and associated charity liabilities.
Check
Check donated goods acceptance, stock valuation, business interruption and any furniture or electrical testing requirements.

ELPLPropertyMalpracticeD&O

Broker site

Placed with them? Say how it went.
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
Market lockedInsurer
Classes and referral notes after unlock
Strong fit
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As seen inFCA-regulated firm (FRN 1035997)

Market Index

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UK markets that write charity shop risks

We found 147 UK markets that write charity shop risks: 46 insurers, 91 MGAs and 10 Lloyd's markets. Commonly listed: Ansvar, Ecclesiastical.

Top 10 markets for charity shop risks

  1. Ansvar (Insurer)
  2. Ecclesiastical (Insurer)
  3. Markel UK (Insurer)
  4. Salvation Army General Insurance (SAGIC) (Insurer)
  5. Zurich Municipal (Insurer)
  6. Protector Insurance (Insurer)
  7. Baptist Insurance (Insurer)
  8. Methodist Insurance (Insurer)
  9. Integra Insurance Solutions (MGA)
  10. Aviva (Insurer)

Placing notes

How volunteers are treated for employers' liability is an early question. Underwriters also look at safety checks on donated electricals and upholstered furniture, and how bags left outside overnight are managed given the arson risk.

Also known as

second-hand shop, thrift shop, hospice shop, furniture reuse shop

For insurers and MGAs

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